Project X/Simulation 2

Urban Economy — Full Balance-Sheet ABM

Households hold a full balance sheet (liquid wealth, housing equity, debt). Consumption is derived from a proper budget constraint. Tenure (renter/mortgage/outright) is determined dynamically. Defaults and arrears are tracked. Utility includes debt burden and liquidity.

Terrain
Empty
Commercial
Road
River
Mountain
Blocked
Agents colored by selected mode. Click agent to inspect.
PERFsim: 0msrender: 0msagents: 0viz/5t · canvas · lttb(150)
■ STOPt=0|Y̅=0.0W̅_L=0.0NW̅=0.0D̅=0.0def=0
Step
0
Agents
0
Avg Income
0.0
Avg Liquid
0.0
W_L
Avg Net Worth
0.0
NW
Avg Debt
0.0
D
Debt/Income
0.0
D/Y×100
Avg Consump
0.0
C_h
Avg Housing
0.00
Pay/step
Avg Price
0.0
P(x)
Renter %
0.0%
Mortgage %
0.0%
Outright %
0.0%
Affordable
0.0%
Avg Utility
0.000
U_h
Avg Arrears
0.00
A_h
Defaults/t
0
tot:0
Moves/t
0
utility-driven
Deaths/t
0
tot:0
Avg Age
0.0
Income Gini
0.000
Wealth Gini
0.000
Spatial Seg
0.000
SameGrp Exp
50.0%
E_same
Access ×100
0.0
Color:
Presets:
Geography
75
2
2
1
3
0.70
1.0
0.40
Income & Prices
60
0.35
0.20
180
70
25
20
0.970
Financing (annual)
30
0.040
0.050
0.015
0.12
0.55
0.42
12
0.10
0.15
5.0
Utility Weights
0.28
0.14
0.10
0.14
0.10
0.06
0.08
0.18
0.22
0.08
Schelling & Social
2
0.30
G0
G1
Mobility & Sim
0.08
0.12
0.12
95
78
0.55
0.45
120
5000
42